Risk Management Planning for the Unexpected Risk Management involves planning for and helping to lessen the overall risk to your wealth due to unexpected calamities. Sometimes, life events such as a sudden need for long-term care, untimely disability or death, a child’s or parent’s financial troubles, or expensive medical emergencies, can create financial devastation. Your Shea & McMurdie risk management plan will realistically identify where your vulnerabilities lay and help you establish appropriate safeguards in advance. Our goal is to put in place only the insurance policies you need, based on your personal risk profile, so that the bulk of your resources can be used for advancing your greater financial purpose. Thus we provide you with not only the resources, but the confidence to help you through difficult events.